Who can be my loan guarantor?

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A guarantor is someone who trusts you to make your loan payments, and is also happy to make any you do not.

Many customers use a friend or family member, as they tend to know you best, but a guarantor could be anyone. Just to give you an idea, we see neighbours, work colleagues and employers guaranteeing loans, too.

Remember, your guarantor needs to:

  • Be aged 18-75.
  • Have an Australian address.
  • Have a strong credit score with a history of always paying their bills on time.
  • Be able to afford the monthly payments if you didn’t pay.

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