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A guarantor is someone who agrees to back up a borrower's loan and steps in to make payments if the borrower doesn't.
The guarantor needs to be aged between 18 - 75, with a good credit history. It is the guarantor’s responsibility to make the repayments on the loan if the borrower ultimately does not. Therefore, we will only approve someone as a guarantor if they have enough money to cover the monthly payments to the loan, should they be required to, as well as live their normal lives.