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You can live at the same address as your guarantor, as long as they are 18-75 with a good credit history and are able to make the monthly payments if you don't.
However, if you and your guarantor have shared finance and income, we need to be sure that this loan wouldn't put either of you under any financial strain when making repayments on the loan, and make sure that neither of you have had trouble paying bills in the past.